Araujo Business Insurance Agency 
Advocating for our  family of clients to the insurance industry since 1989                              CA Lic. #: 0I43638 

We answer calls, texts or emails MOST hours of the day or night. PST. We work around YOUR schedule.


Services Offered:

The Araujo Business Insurance Agency, Inc. provides commercial, Business and Personal Lines insurance products and coverage for all types of households and business diversities. Our clients range from international, national,  and intrastate business and commercial operations to small start up s and local "mom-and-pop" operations.  Our bilingual staff assists our English and Spanish speaking clients to receive complete and competitively priced coverage while providing a complete understanding of the entire process.



  • GENERAL LIABILITY INSURANCE: Coverage to protect businesses from injury or damage to other persons or property including personal injury, defamation, libel, slander etc.
  • BUSINESS OWNERS POLICIES: Complete package policies with general  liability, property and professional components included
  • WORKERS' COMPENSATION INSURANCE: Providing coverage for your employees in case of work place injuries while protecting you from possible lawsuits as an employer.
  • REAL AND PERSONAL PROPERTY: Coverage for structural losses and the loss of property associated with your business. Includes additional expenses and temporary rental space for your business while restoration or relocation takes place.
  • EMPLOYERS PRACTICES LIABILITY: Professional Insurance coverage against claims from employees of wrongful termination, discrimination and more.
  • COMMERCIAL VEHICLE: Covers liability, property losses and more while operating company vehicle or on behalf of your business
  • PROFESSIONAL LIABILITY: Coverage for Malpractice, Errors and Omissions, Director sand Officers and other specialized professional liability hazards.
  • COMMERCIAL UMBRELLA / EXCESS: Coverage increases liability limits  across several liability policies such as commercial general liability, umbrella and professional liability.
  • BONDS: Bonds are a  contract in which one party, the surety, guarantees the performance or honesty of a second party, the principal (Principal), to the third party (obligee) to whom the performance or debt is owed.  We represent many Bond carriers and write all lines of bonds including: Fidelity, Contractors License, Surety, Payment and Performance, Financial Guarantee, Court, Tax Prepares, Auto Dealership, Lost Instrument(Document)


  • Automobile - All types of personal automobile insurance, including snowmobiles, motorcycles, RV’s, Classic Cars, Antiques and Restorations etc. We cover all drivers regardless of driving history or driving experience.
  • Homeowner, Dwelling & Renters Insurance - Including primary residences, secondary and seasonal homes, apartments, condominiums, and cooperatives. Coverage for your structure, personal property items, cost of temporary housing in the event of a claim, and specialty items such as firearms and high value jewelry.
  • Personal Umbrellas - We offer liability limits over and above your primary general, automobile or watercraft liability policies in order to properly protect your personal assets.
  • Watercraft - Insurance coverage is available for all types of watercraft from canoes and rowboats, to motor boats, sailboats and yachts. We also have special programs for jet-skis and other types of recreational watercraft.



For our valuable clients we have networked alliances and relationships with the following service providers:

  • Legal representation for everything from employee and ICE related issues, claims representation, contracts and corporate infrastructure and more.
  • Life insurance representatives with an assortment of valuable plans including key man and group programs
  • Group or personal Health Insurance Programs including AFLAC
  • Risk management, loss control/ prevention, safety managers and training organizations, OSHA Specialists etc.
  • Accountants, bookkeepers, CPA's and financial planners.
  • Investment counselors and brokers specializing in IRA's and a multitude of investment and retirement vehicles.
  • Real Estate specialists
  • Premium financing for insurance as well as other business necessities
  • Building and Property Appraisers for tax or finance purposes
  • Security agency for your retail organization, skip tracers for delinquent clients and executive protection.